To build wealth, and become financially independent, you need to start investing early and there is an app for that. Acorns enables you to start saving early, invest often, and feel secure about your financial future without having to think about it.

So, how does it work? Simply connect a credit card, or debit card and a checking account, and enter some characteristics about yourself. Acorns will automatically recommend a stock portfolio based on information like your age, time horizon, investment goals and the amount of risk you’re comfortable taking. Then each purchase you make with the registered card is rounded up to the nearest dollar, and the difference is invested in low-cost ETFs. For instance, if you spend $10.49 on lunch, that remaining 51 cents is invested. And if you’re worried about the safety of your personal information, don’t be, because Acorns has been awarded TRUSTe’s Privacy Seal for the collection and use of personal information. According to its maker, “what makes Acorns different from any service out there is that it offers a personalized investment portfolio with no account minimums, no commissions, and fractional investing all at your fingertips”.

What Sparks Our Fire: An app that intuitively makes it easy to save and invest.

What do you think of Acorns? Would you use it?